The people who can’t fulfil their basic needs, having no permanent address, with little or no education and health support and not having little access to social benefits are known as Buniad. Most of these Buniad members are floating. So it is difficult to organize them as sustainable groups. VERC is trying to identify these people for group formation, supporting them for income generating activities and introduce them to social values since October 2005. Under Buniad program, 2,485 Buniad members received training support on various issues. In addition, in order to building up their capacity, VERC imparts training to them on various IGA and social issues. Till June 2015, number of members stood at 5,839; and borrowers 3,851; Loan Outstanding (portfolio) amount is TK. 26.13 million (Tk.2,61,38,198); Savings Outstanding is TK. 10.89 million (Tk.1,08,93,434) and Recovery Rate is 99.99%.